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Yugi Toh

In Touch

A Monthly Curated Newsletter

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

The Richest Man in Babylon by George S. Clason

Save at least 10 percent of everything you earn and do not confuse your necessary expenses with your desires. Work hard to improve your skills and ensure a future income because wealth is the result of a reliable income stream. You cannot arrive at the fullest measure of success until you crush the spirit of procrastination within you.

 
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6 Ways You Can (Legally) Reduce Your Income Tax For YA 2021

Do them before the end of the year.

 
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Freedom from the money culture | Lynne Twist | TEDxBerkeley

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Yugi Toh
 
 
 
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Testimonials and Referral Notes

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Chung Li (IT Specialist)

I was referred to Yugi by my good friend. After understanding my background, she tailored a very comprehensive plan which will enable me to achieve my goals in the next 20 years. She has also recommended certain important coverages which I had not thought of previously and allowed me to think through thoroughly before purchasing them. Thumbs up to her post purchase support as she is also extremely responsive whenever I have any queries regarding my plans/payments.

Ai Qian (Market Analyst)

Hi Everyone, I was referred to Yugi by my sister. At that point of time, I was tight financially as I’m pursuing my part-time degree as well as paying my polytechnic study loan. Nevertheless, I do understand that the important of getting myself covered is not only for my own good, but for my family and loved ones too. Yugi is friendly and professional in providing financial advice. She will make sure the money is spending on the aspect where it is most needed. I truly appreciate her invaluable financial advice. Thank you! (:

James (Contents creator)

I met Yugi during my university freshmen orientation camp. She gave me a cheerful and optimistic impression. When I graduated, she approached me and proposed a financial plan to me. What differentiates her from other financial planners is her thoughtful attitude. She listened and analyzed my financial status and tailored a flexible plan that covers my insurance and investment need. Yugi actively shares various valuable seminars and special offers throughout the years and always sends heart-warming greetings on special occasions. Besides, she also patiently explains and clarify any of my doubts. Good job, Yugi, and keep it up!

Sze Zheng (Manager) & Teng Sin (IT Specialist)

Me and my husband knew Yugi ever since university. She helped us with our financial planning with her profession and experience immediately after we graduated. Since then, she has been with us for few years until we get married and having our first kid. She has given us a lot of useful suggestions on financial planning that is suitable for each stage of our life milestone without adding any pressure on our financial status. Yugi is always able to explain the policy in a simple and clear way so that we can understand and not to forget afterwards. Really appreciate to have such a wonderful financial consultant for our family. Highly recommended Yugi as your financial consultant.

Pey Yi (Teacher)

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Kok Loong (Asst Manager)

Hi Everyone, I was introduced to Yugi through my friends in 2015 when I was just graduated. When I was a young working adult that without sufficient understanding on different kinds of insurance policies, Yugi has diligently explained and analyzed what is the suitable insurance plan and respective benefit during the 1st meet up. She can share her wise advice based on her valuable experience and professional knowledge as a financial consultant. She can tailor a best plan that fits my requirement without exceeds my budget. As a diligent financial consultant, Yugi will regularly conduct policy review to keep me updated with any important info and tips that affect my wealth protection and accumulation. I am glad and appreciate to have Yugi as my financial consultant and highly recommend to anyone who needs more advice in wealth protection and accumulation. Kudos to Yugi!!!